GC Life is a life insurance company with its headquarter based in Phnom Penh. The founding partners are from Macao and China, and the technical team is comprised of experts from around the world such as the US, Macau, Malaysia, China and Cambodia.

Our Contacts

Building C, Street 169, Sangkat Veal Vong, Khan 7 Makara, Phnom Penh
service@gc-life.com.kh
023 989 218
098 989 218

Working Hours

Monday
8:00 - 17:30
Tuesday
8:00 - 17:30
Wednesday
8:00 - 17:30
Thursday
8:00 - 17:30
Friday
8:00 - 17:30
Saturday
Closed
Sunday
Closed
Life Guardian

Best 6 in 1 Plan

Innovative Financial Solution
Best Rates & Coverage
Exceptional Customer Experiences

Why Life Guardian?

Call us to get a Quote Now!

Call:098 989 218

Product Feature

Long Term Coverage with a Variety of Payment Period Options

Coverage until the age of 80, no matter what Payment Period Option you choose (5, 10, 15, 20, 25, or 30 years).

Critical Illness and Waiver of Premium Due to Critical Illness Coverage

In addition to the standard death and TPD coverage, coverage is provided for 38 types of critical illnesses, so you have the best protection and will not need to worry about paying any subsequent premium

High Coverage

Receive up to 300% of the sum insured in the unfortunate case you pass away or become TPD due to accident

Best Savings Plan for your Retirement

At the age of 60, you will receive 150% of the sum insured and at the age of 80, you will receive 100% of the sum insured

6 in 1 Plan

Survival Benefit
(60 Years old)
Maturity Benefit
(80 Years old)
Critical Illness Coverage
(38 Types)
Waiver of Premium Due
to Critical Illness​
Death Benefit​
Total Disability Benefit​
Waiver of Premium Upon Death, TPD or Late Stage Critical Illness of the Payor

Insurance Benefits

Survival Benefit

Receive 150% of the sum insured at the age of 60

Maturity Benefit

Receive 100% of the sum insured at the age of 80

Death Benefit

– Due to Non-Accident (Illness)*

Receive up to 150% of the sum insured

– Due to Accident

Receive up to 300% of the sum insured

Total Disability Benefit

– Due to Non-Accident (Illness)*

Receive up to 150% of the sum insured

– Due to Accident

Receive up to 300% of the sum insured

Critical Illness*

– Type A
Receive 100% of the sum insured
– Type B
Receive 100% of the sum insured as a pre-payment
(Subject to Deduction Later)

Waiver of Premium Upon Critical Illness of Insured (Type A & B)

Subsequent premium payment shall be waived

Waiver of Premium Upon Death, TPD or Late Stage Critical Illness of the Payor

Subsequent premium payments shall be waived (Subject to Rider Purchase)

*Waiting period applies!

Critical Illnesses (Type A) Covered

Breast Cancer
Cervical Cancer
Endometrial Cancer
Prostate Cancer

Critical Illnesses (Type B) Covered

Lung Cancer
Liver Cancer
Stomach Cancer
Colorectal Cancer
Pancreatic Cancer
Kidney Cancer
Lymphoma
Bladder Cancer
Leukemia
Brain Cancer
Thyroid Cancer
Ovarian Cancer
Major organ transplant or hematopoietic stem cell transplant operation
Final stage of kidney disease (also called chronic renal failure uremia)
Acute or acute and malignant severe hepatitis
Benign brain neoplasms
Decompensation stage of chronic liver failure
Sequela of encephalitis or meningitis
Deep coma
Binaural hearing loss
Paralysis
Heart valve surgery
Severe brain damage
Severe third-degree burns
Severe motor neuron disease
Severe primary pulmonary hypertension
Loss of speech
Severe aplastic anemia
Aorta surgery
Sequela of cerebral apoplexy
Acute myocardial infarction
Severe Parkinson's disease
Severe Alzheimer's disease
Coronary artery bypass grafting

Waiver of Premium Late Stage Critical Illnesses Covered

Late Stage Critical Illness
Brain
Heart
Lung
Liver​
Kidney​
Pancreas
Cancer
Blood
Others

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